As an editor for Bankrate, Robert Thorpe is passionate about providing content that helps readers make great financial decisions. He currently focuses on helping business owners find affordable loans. His work covers various topics, including SBA loans, small business grants, equipment loans, and business loans for bad credit. It is especially rewarding for him when he helps people in underserved communities get the necessary capital to start or grow their businesses.
In the past, Robert has written and edited credit card content for several Red Ventures brands, including Bankrate, CreditCards.com, and The Points Guy. He has 11 cash back credit cards and enjoys showing people how to maximize rewards to fight inflation. He also has experience researching and reviewing credit cards that help people save on travel costs.
In addition to Red Ventures, Robert has written and edited for the Motley Fool, covering personal finance topics, which include credit cards, personal loans, auto and homeowners insurance, and cryptocurrency.
SBA small business loans are issued by private lenders like banks, CDFIs and nonprofit community lenders. But they’re backed by the federal government and can provide low-interest loans and lines of credit to many types of small business owners.
This card is a good option if you’re looking for elite status and the chance to earn high rewards on Marriott spending.
As a starter card, the BankAmericard provides access to credit in a simplified way.
With traditional, online and alternative lenders and financing available to small business owners, determining which is best can be challenging. Bankrate’s team of small business loan experts reviewed over 30 lenders nationwide to find the best options for your business
If you’re a frequent traveler who prefers to stay at Wyndham hotels, the Wyndham Rewards Earner Plus Card is a great option.
A solid option for businesses with fair credit, but without the bells and whistles.
The Bilt Mastercard® is a unique and versatile rewards card that will appeal to renters and fee-averse travelers as it earns 1X points on rent payments without any transaction or processing fees.
The IHG® Rewards Club Traveler Credit Card offers great travel points-earning potential by letting cardholders earn twice when they stay at IHG properties
Small Business Saturday is gaining in popularity among holiday shoppers. A recent Bankrate survey shows that more people are planning to shop on Small Business Saturday than on Black Friday.
Each type of bad credit business loan has its advantages and disadvantages.
Costs can vary based on factors like interest, fees and repayment terms.
Online lenders offer fast loans, but banks tend to have the best rates and terms.
Have the following list of documents ready for a smooth application process.
A cash flow analysis can help you determine if you can repay a loan.
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
Secured business loans may be cheaper and more accessible than unsecured loans.
The benefits of cashless payment makes it an appealing option for the new year.