
The Best In Small Business For 2025
Our experts ranked and reviewed everything from interest rates to loan amounts to find the best small business lenders of 2025.
About the author
Rob is a Senior Editor at Bankrate.com. With over a decade of experience covering small business and tech content, Rob is passionate about giving readers the best possible information to help them make better decisions for their businesses.
Rob holds a Bachelor’s degree in History and Public Relations from the University of Scranton. Previously, he worked as an editor for Forbes Advisor where he built and grew the company’s small business content while broadening his knowledge of evolving reader needs.
Based in New Jersey, Rob enjoys spending time with his family, reading, watching movies and cooking.
Rob wants you to know
Starting a new business venture of any kind involves learning a lot of new things, and progress isn’t always linear. My goal is to break down complex and intimidating topics and educate readers on a wide range of subjects so that they can make the best possible decisions for their business and team.
Measure twice, cut one. Having a firm strategy to execute can reduce failure, costs, and headaches in a profound way.
— Rob Watts
When it comes to choosing the best small business loans, our guide can help you compare the best rates and terms available to help you fund your business.
Bankrate evaluated the options to select the top business loans with fast funding times. Compare loan options to make an informed decision.
Do you want to use a traditional bank to get a small business loan? Here is Bankrate’s list of top picks and important details you should know.
Kiva microloans operate on a crowdfunding, peer-to-peer model. They have minimal requirements and could be a good option for smaller businesses or startups.
SmartBiz is a business loan marketplace that works with bank partners to offer SBA loans, term loans, lines of credit and alternative financing to small business owners with fair-to-excellent credit. Check out our SmartBiz business loans review to learn more.
Creditfy offers multiple business loans, including term loans, equipment financing and SBA loans. It states it has a 90 percent loan approval rating, which could help many small business owners who struggle to qualify for loans.
PayPal makes it easy for small businesses to secure business loans. It has a fast approval process and offers a low minimum revenue threshold.
A traditional bank isn’t your only option if your business needs financing.