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Rhys Subitch

Editor, Personal Loans, Auto Loans, and Debt
  • 8
    Years of personal finance experience
Ribbon EXPERTISE
  • Personal finance
  • Personal loans
  • Debt consolidation
  • Bad credit loans
  • Auto loans
Education EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.

While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

Rhys wants you to know:
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.

Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.

— Rhys Subitch

Rhys's latest articles

  • Happy Money

    Happy Money provides online loans with low rates to borrowers solely interested in eliminating high-interest credit card debt.

    Jun 18, 2024
  • Upgrade Personal Loans: 2023 Review

    Upgrade offers fixed-rate personal loans of up to $50,000 to borrowers with fair credit or better. The application is online, with fast approval.

    Jun 18, 2024
  • SoFi Personal Loans: 2023 Review

    A SoFi personal loan is great for those with a decent income and good credit. There are no fees and no penalty for paying off your balance early.

    Jun 18, 2024
  • Upstart Personal Loans

    Upstart is an online lender founded by former Google employees and lends to those with fair credit.

    Jun 18, 2024
  • IVF fertility of an egg

    IVF loans: How to finance IVF and fertility treatments

    You’ll need excellent credit and a solid income to get good rates on IVF loans. However, the best IVF financing for your cycle may come down to how much you need and how quickly you get the funds. Infertility [...]

    12 min read Jun 07, 2024
  • Woman meets with a financial adviser

    What is a recourse loan?

    A recourse loan determines which assets a creditor can seize if you default.

    5 min read Jun 07, 2024