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Rhys Subitch

Editor, Personal Loans, Auto Loans, and Debt
  • 9
    Years of personal finance experience
Ribbon Icon EXPERTISE
  • Personal finance
  • Personal loans
  • Debt consolidation
  • Bad credit loans
  • Auto loans
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.

While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.

Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.

— Rhys Subitch

Rhys's latest articles

  • Upstart Personal Loans

    Upstart is an online lender founded by former Google employees and lends to those with fair credit.

    7 min read Jan 01, 2022
  • USAA Bank

    One of the largest military-affiliated financial service companies in the nation, USAA offers competitive rates and fast funding on personal loans.

    6 min read Jan 01, 2022
  • Student Loan Forgiveness Guide

    Only federally owned student loans qualify for forgiveness. Here's everything you need to know, from important deadlines to how forgiveness will impact you to everything else in between.

    6 min read Oct 06, 2021
  • Best Boat Loans for March 2025

    A boat loan gives you the money to purchase a boat. You can use either a loan specific for boats or a personal loan. Bankrate reviewed and compared the best boat loans.

    12 min read Oct 06, 2021
  • Best Personal Loan Rates for January 2025

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    17 min read Oct 06, 2021
  • Best Personal Loan Rates for January 2025

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    20 min read Oct 06, 2021