Capital One auto loans: 2024 review
Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
About the author
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
PayPal is a great option for buy now, pay later borrowers who have an established account with PayPal.
The Alliant Credit Union personal loan is an excellent choice for individuals who have a respectable income and a strong credit history. It offers the advantage of no fees and no repercussions for settling your outstanding amount ahead of schedule.
Capital Good Fund has higher interest rates than other loans, but has lower rates than payday loans.
Consider low-cost options if you absolutely need to use a loan for travel.
Tackling debt during the holidays can be hard, but there may be some benefits.
Universal Credit personal loans are best for borrowers who are wanting to streamline the debt consolidation process.
Possible Finance is best for borrowers who have little credit history but are financially stable to ensure timely payments.
EarnIn can help you tide things over until your next paycheck by providing cash advances of up to $750, without fees.
Don’t confuse these soundalikes. They’re quite different.