Capital One auto loans: 2024 review
Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
About the author
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
Achieve is best for consolidating debt, while Upgrade is best for emergencies.
Can a personal loan can help you recover from holiday credit card debt?
PNC Bank’s low-APR, no-fee personal loans are best for those interested in consolidating debt or making a large purchase.
If you prefer to do business at a brick-and-mortar bank, TD Bank could be a good fit for your personal loan needs.
LightStream has no fees for personal loans and offers very competitive rates. Its loans can be used for nearly anything, including debt consolidation.
Integra offers small, short-term loans that may come in handy for borrowers trying to avoid payday loans.
RISE offers small personal loans of $300 to $5,000 and doesn’t charge origination or application fees, but its APRs can be as high as 299 percent.
OneMain Financial is an online lender offering unsecured and secured loans to borrowers with below-average credit.
Don’t confuse these soundalikes. They’re quite different.