Afterpay
Afterpay is a buy now, pay later app that has a loyalty rewards program and a 0% interest option when you pay in four installments.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know:
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Afterpay is a buy now, pay later app that has a loyalty rewards program and a 0% interest option when you pay in four installments.
Klarna is a buy now, pay later app that has flexible eligibility requirements and bases loan amounts on repayment history.
Empower offers cash advances up to $250 and is best suited for users who are looking for a small advance.
Apple Pay Later stands out among other BNPL apps. It doesn't charge APRs or fees and offers unique benefits for those who qualify.
A personal loan might be the key to getting the money you need without added costs.
Carputty offers a Flexline for auto loans, but Autopay loans are more accessible.
Who’s the better auto loan lender — Carputty or PenFed Credit Union?
Boats can be expensive, but there are some financing options if you don’t have cash to purchase one outright.
Don’t confuse these soundalikes. They’re quite different.