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We asked two women who started their own small business what it’s like. Here’s what they said
We asked two female entrepreneurs about a day in their life and what advice and insights they had.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know:
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
We asked two female entrepreneurs about a day in their life and what advice and insights they had.
The Alliant Credit Union personal loan is an excellent choice for individuals who have a respectable income and a strong credit history. It offers the advantage of no fees and no repercussions for settling your outstanding amount ahead of schedule.
Capital Good Fund has higher interest rates than other loans, but has lower rates than payday loans.
Affirm doesn't have fees or charge interest on some of its buy now, pay later loans, but it does charge high interest rates if you miss a payment.
MoneyLion’s Instacash feature is a cost-effective alternative to payday loans, as it comes with no fees and you can borrow up to $500 at any time.
Before choosing a credit repair company, research its reputation, products and fees.
Not all bad credit lenders are alike, so potential borrowers should choose carefully.
If you have bad credit and need to borrow money, don’t get a no-credit-check loan.
Don’t confuse these soundalikes. They’re quite different.