Capital One auto loans: 2024 review
Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
About the author
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Finance a new or used car or refinance an existing auto loan with Capital One. But you'll be limited to its network of dealers.
Online platform Autopay takes the guesswork out of finding an auto loan deal by shopping your information around to multiple partner lenders.
Bank of America has nationwide coverage, but a high minimum loan amount and restrictions on dealerships.
SmallBusinessLoans.com matches business owners to short-term financing and SBA loans through lending partners.
Finding the right refinancing loan requires you to weigh your current loan terms and rates against new ones. Auto Approve streamlines this process by handling the heavy lifting.
Auto Credit Express serves as a lender marketplace primarily serving drivers with poor credit, no credit and those who have been denied previously due to bankruptcy.
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RefiJet and iLending auto refinance offer similar services with key distinctions.
Westlake Financial has partnerships with many dealerships, but Autopay offers more loan options.
Don’t confuse these soundalikes. They’re quite different.