Rhys Subitch
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8Years of personal finance experience
- Personal finance
- Personal loans
- Debt consolidation
- Bad credit loans
- Auto loans
- Bachelor of Arts in Sociology, University of Washington
- Certificate in Editing, University of Washington
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
Rhys wants you to know:
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Rhys's Picks
Rhys's latest articles
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Avant
Avant offers fast funding and flexible payment options. Additionally, you don’t need stellar credit to qualify for a personal loan with this lender.
Jun 17, 2024 -
LendingPoint
LendingPoint targets customers with below-average credit interested in taking out personal loans of up to $36,500.
Jun 15, 2024 -
Paypal personal loans
PayPal is a great option for buy now, pay later borrowers who have an established account with PayPal.
Jun 14, 2024 -
Is leasing a car better for older drivers?
Auto leasing can be an attractive option for retired drivers. Why buy if you can’t afford it?
5 min read May 31, 2024 -
What’s the Average Car Loan Length?
Pick the shortest term length you can comfortably afford.
4 min read May 31, 2024 -
6 common car loan mistakes that cost you money
Avoid these car financing mistakes that can take money out of your pocket.
5 min read May 31, 2024 -
What to know about auto loan debt
It doesn’t always make sense to take on a new debt — but there are also times when your cash could be better invested.
5 min read May 31, 2024
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Home equity loan vs. home improvement loan: Which is better for a renovation?
Don’t confuse these soundalikes. They’re quite different.
9 min read Jun 27, 2024