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Indigo Mastercard Review
The Indigo Mastercard is aimed at those with poor credit, no credit history, or even those who've declared bankruptcy, which means it’s easier to get approved for than other cards.
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Reena's recommended readings
A beginner’s guide to credit card points
Credit card rewards mistakes to avoid
Which rewards credit card is best for me?
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
The Indigo Mastercard is aimed at those with poor credit, no credit history, or even those who've declared bankruptcy, which means it’s easier to get approved for than other cards.
The Credit One Bank® Platinum Visa® for Rebuilding Credit can help users build their credit score while earning a modest amount of cash back rewards.
The Bank of America Platinum Plus Mastercard Business card has a low APR and no annual fee, making it a good card for business owners making large purchases.
The Upgrade Visa® Card with Cash Rewards could offer a predictable and transparent financing alternative for cardholders who struggle with managing credit card balances. By putting your balance into an installment plan, the card could help you minimize interest charges and keep your debt repayment efforts on track.
The Petal 2 Visa Credit Card allows cardholders to build credit while earning cash back along the way.
A great option for anyone who loves to travel and prefers to stay at Choice Hotels.
If you can pay off your bill in full each week, the BILL Divvy Corporate Card could easily be one of the most rewarding business cards out there.
The American Airlines AAdvantage MileUp℠ Card offers travel rewards for no annual fee. It’s great for earning miles but light in travel perks.
These are the best credit cards for active-duty military members and their families.
Even with poor credit, fair credit or no credit, you may qualify for these cards.
The Starbucks Rewards Visa card can offer a good earning rate for brand loyalists, but the rewards are inflexible in terms of redemption.
Credit cards that offer rewards in common spending categories, like groceries and dining, can help stay-at-home parents build credit.
The Chime Credit Builder Secured Visa® Credit Card is a low-cost card that could make building credit more accessible.
Consider a dedicated business credit card to keep business purchases separate and simplify expenses for tax-time.
The Delta SkyMiles Platinum is a smart card to have if you fly frequently with Delta Air Lines.
The rewards might not be worth the annual fee compared to other premium cards, but the exclusive travel benefits and 24K gold coat might be worth it for some.