Best secured business credit cards
A secured business credit card can help get your small business off the ground.
4 min read
Oct 23, 2024
Reena Thomas, Ph.D.
Editor II, Credit cards
EXPERTISE
- Rewards credit cards
- Writing/literature
EDUCATION
- BA in English Literature, Cornell University
- MA in English Literature, University of Dallas
- Ph.D. in English Literature, University of Arizona
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
About the author
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Reena's recommended readings
A beginner’s guide to credit card points
Credit card rewards mistakes to avoid
Which rewards credit card is best for me?
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
Reena's latest articles
-
-
I’m a credit cards editor who hates annual-fee cards. Here’s why my colleague thinks I should reconsider
4 reasons I’ve avoided credit card annual fees, and why my colleague thinks I should reconsider
8 min read Sep 03, 2024 -
Mastercard® Black Card™
The Mastercard Black Card comes with many of the upscale perks we’ve come to expect from an expensive travel card.
12 min read Aug 22, 2024 -
Credit One Bank® Platinum Visa® for Rebuilding Credit
The Credit One Bank® Platinum Visa® for Rebuilding Credit can help users build their credit score while earning a modest amount of cash back rewards.
9 min read Aug 13, 2024 -
Best credit cards for medical expenses
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
6 min read Feb 25, 2024 -
Best credit cards for paying off debt
A credit card with a 0 percent intro APR can help you pay off debt.
4 min read Jan 30, 2024 -
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
The Petal 2 Visa Credit Card allows cardholders to build credit while earning cash back along the way.
9 min read Oct 24, 2023 -
Bank of America® Platinum Plus® Mastercard® Business card
The Bank of America Platinum Plus Mastercard Business card has a low APR and no annual fee, making it a good card for business owners making large purchases.
11 min read Jun 06, 2023
-
Hilton Honors American Express Aspire Card
With credits totaling more than the annual fee, the Hilton Honors American Express Aspire card offers tremendous value for those who prefer staying with Hilton.
18 min read Nov 10, 2022 -
Hilton Honors American Express Card
The Hilton Honors American Express helps you reap the most benefits from Hilton-related purchases.
15 min read Nov 03, 2022 -
Starbucks® Rewards Visa® Card
The Starbucks Rewards Visa card can offer a good earning rate for brand loyalists, but the rewards are inflexible in terms of redemption.
7 min read Sep 13, 2022 -
Bank of America® Customized Cash Rewards Card for Students
Students on a budget will find some valuable perks in this no annual fee card.
12 min read Aug 22, 2022 -
Netspend® Visa® Prepaid Card
Decide whether the Netspend Visa Prepaid Card is the right choice for you.
11 min read May 12, 2022 -
Apple Card
The Apple Card offers rewards on all spending, including 3 percent back on Apple purchases. Find out where this card shines and how it stacks up to competition.
12 min read May 09, 2022 -
PREMIER Bankcard® Mastercard® Credit Card
The PREMIER Bankcard® Mastercard® Credit Card could be helpful if you have bad credit and want to improve your score, but it comes with high rates and fees.
9 min read Nov 22, 2020