Mastercard® Black Card™
The Mastercard Black Card comes with many of the upscale perks we’ve come to expect from an expensive travel card.
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
About the author
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Reena's recommended readings
A beginner’s guide to credit card points
Credit card rewards mistakes to avoid
Which rewards credit card is best for me?
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
The Mastercard Black Card comes with many of the upscale perks we’ve come to expect from an expensive travel card.
The Indigo Mastercard is aimed at those with poor credit, no credit history, or even those who've declared bankruptcy, which means it’s easier to get approved for than other cards.
Check out our top credit cards picks of 2024 for consumers with average or fair credit. Compare offers and read analysis from Bankrate's credit card experts.
The Amex Green Card is a solid Membership Rewards-earning card for transit and travel that easily justifies its annual fee if you maximize your points and perks.
A great option for anyone who loves to travel and prefers to stay at Choice Hotels.
The Credit One Bank® Platinum Visa® for Rebuilding Credit can help users build their credit score while earning a modest amount of cash back rewards.
The Petal 2 Visa Credit Card allows cardholders to build credit while earning cash back along the way.
The Upgrade Visa® Card with Cash Rewards could offer a predictable and transparent financing alternative for cardholders who struggle with managing credit card balances. By putting your balance into an installment plan, the card could help you minimize interest charges and keep your debt repayment efforts on track.
The best cash back business credit cards come with no annual fee.
The best cash back business credit cards come with no annual fee.
Business credit cards with no personal credit check rely on your business credit instead.
Business credit cards with no personal credit check rely on your business credit instead.
Here’s what you need to know about the best cards in this niche.
Here’s what you need to know about the best cards in this niche.
When an emergency happens, a credit card can be a useful option.
When an emergency happens, a credit card can be a useful option.