Best secured business credit cards
A secured business credit card can help get your small business off the ground.
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
About the author
Reena Thomas, Ph.D., is an editor/writer at Bankrate and CreditCards.com with a focus on credit card reward offers. She enjoys delving into the credit card landscape to help readers make valuable credit card decisions that are right for them.
Reena has over a decade of experience in education and publishing. Before joining Bankrate in 2023, she was a copy editor for NurseJournal, Trillium Publishing, Voyager Expanded Learning, and Rockefeller University Press. She also worked as a tenure-track college English instructor after receiving her doctorate and has published academic articles.
When she isn't writing and researching about credit cards, Reena can be found exploring her neighborhood for charming coffee shops, scenic trails, and friendly dog parks.
Reena's recommended readings
A beginner’s guide to credit card points
Credit card rewards mistakes to avoid
Which rewards credit card is best for me?
Credit card knowledge – how to avoid and manage debt, build credit, optimize rewards and bonuses – is an integral part of financial literacy today. While it can be a bit daunting, learning the ins and outs of credit cards is worth it to help create a solid budget and strong financial foundation.
— Reena Thomas, Ph.D.
A secured business credit card can help get your small business off the ground.
4 reasons I’ve avoided credit card annual fees, and why my colleague thinks I should reconsider
The Mastercard Black Card comes with many of the upscale perks we’ve come to expect from an expensive travel card.
The Credit One Bank® Platinum Visa® for Rebuilding Credit can help users build their credit score while earning a modest amount of cash back rewards.
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
A credit card with a 0 percent intro APR can help you pay off debt.
The Petal 2 Visa Credit Card allows cardholders to build credit while earning cash back along the way.
The Bank of America Platinum Plus Mastercard Business card has a low APR and no annual fee, making it a good card for business owners making large purchases.
See 2024 Bankrate Award winners and learn which make sense for your goals and spending habits. Find cards for everyday use, travel, dining and more.
The Avant Credit Card is an unsecured credit card designed for someone with a fair or average credit score or a limited credit history. It requires no deposit and can help you build credit with responsible use, but doesn't offer many other benefits.
Discover’s sole travel card is a great starter value if you want versatile travel rewards, but many competitors may benefit you more with beefier travel perks.
The Hotels.com credit card is a straightforward alternative for guests focused on flexible reward nights over brand loyalty perks.
Green Dot’s rewards debit card carries seemingly better rates than competitors’, but its possible monthly fee and bonus category restrictions scuttle its cash back potential.
The Delta Gold card offers great everyday rewards and lucrative benefits for value-minded Delta travelers.
The BMO Cash Back Credit Card could offer a lot of everyday value, especially if you spend heavily on streaming and TV services. Read our full review for all this card's pros and cons.
Business travelers looking for rewards on everyday spending will find this is the most valuable Delta card for the price tag.