![woman using smartphone and credit card while sitting in cafe](https://www.bankrate.com/2022/03/17155010/Pros-and-cons-of-0-percentAPR-credit-cards.jpg?auto=webp&fit=crop&width=230&height=150)
The pros and cons of 0% APR credit cards
Find out the pros and cons of a 0 percent intro APR credit card.
Rebekah Rosado-Evans is an Editor II on the Bankrate credit cards education team. She loves sharing educational insight with those who are looking to learn more about their personal finances.
Rebekah comes with over 13 years of both writing and editing, covering a range of topics.
Outside of work, Rebekah loves writing creatively, finding new recipes to cook and — most of all — being a parent.
Rebekah wants you to know
Rebekah’s first credit card was a Bank of America card — with a Hello Kitty design to boot. She opened the card when she was in college and since then has learned how to wield the power of credit card rewards (and she’s ditched the Hello Kitty designs). Rebekah’s goal is to share valuable insight with others in the credit card and personal finance space.
Find out the pros and cons of a 0 percent intro APR credit card.
Your credit card might not work in a foreign country. Here are some tips when traveling.
Amazon Prime shoppers can earn up to 25 percent cash back by using the right cards