![A line of cars positioned diagonally to the left](https://www.bankrate.com/2013/01/18161354/Statute-of-limitations-on-car-debt-How-long-is-too-long.jpeg?auto=webp&fit=crop&width=230&height=150)
Statute of limitations on car repossession: How long is too long?
There’s a statute of limitations on car loans. Check with the state courts for yours.
The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers
About the author
Pippin Wilbers is a Bankrate editor. He joined the personal loans team in 2024, though he's also contributed work on the auto loans, credit cards, student loans and small business loan verticals. Pippin is passionate about demystifying complex topics, such as car financing or finding the best personal loan, and helping borrowers stay up-to-date in a changing and challenging borrower environment.
Pippin stays on top of industry news sources, such as TransUnion and Experian. Working with reporters Hanneh Bareham and Denny Ceizyk, he analyzes industry data and trends and asks: "What does this mean for borrowers?"
Pippin lives in Denver. Before joining Bankrate, he brought vital news to his community as a small-town newspaper reporter. In his spare time, he enjoys foraging for mushrooms, reading, and dabbling in amateur entomology.
The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers
There’s a statute of limitations on car loans. Check with the state courts for yours.
There’s a statute of limitations on car loans. Check with the state courts for yours.
To use your car as collateral for a loan, you must have equity in it.
To use your car as collateral for a loan, you must have equity in it.
New vehicle prices have been record-high. Is the fall season finally a good time to buy?
Review options other than refi to stay behind the wheel.
Dealer financing is convenient but costly — learn how to save.
Dealer financing is convenient but costly — learn how to save.