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Car lease basics: What you should know before you sign
A lease stipulates that you’ll make payments on the car until the lease is over.
The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers
About the author
Pippin Wilbers is a Bankrate editor. He joined the personal loans team in 2024, though he's also contributed work on the auto loans, credit cards, student loans and small business loan verticals. Pippin is passionate about demystifying complex topics, such as car financing or finding the best personal loan, and helping borrowers stay up-to-date in a changing and challenging borrower environment.
Pippin stays on top of industry news sources, such as TransUnion and Experian. Working with reporters Hanneh Bareham and Denny Ceizyk, he analyzes industry data and trends and asks: "What does this mean for borrowers?"
Pippin lives in Denver. Before joining Bankrate, he brought vital news to his community as a small-town newspaper reporter. In his spare time, he enjoys foraging for mushrooms, reading, and dabbling in amateur entomology.
The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers
A lease stipulates that you’ll make payments on the car until the lease is over.
Choose Credit Direct for small loans and Regions for traditional auto loans.
When you need immediate access to working capital, a fast busines loan may be the answer.
Vehicle prices remain high, making your budget all the more important.
RateGenius and LendingClub are online auto loan refinancers offering low rates.
Answer some key questions before buying a car with your partner.
Regions and Fifth Third offer solid auto loans and decent discounts for borrowers.
Have your documents, like bank statements, ready when you apply for an unsecured business loan.