![Illustrated collage featuring three people having a conversation outside of a home with a large "For Sale" image](https://www.bankrate.com/2023/03/13095207/Homes_How_to_buy_a_house_with_bad_credit.jpg?auto=webp&&optimize=high&crop=16:9&width=300)
How to buy a house with bad credit
Have credit issues in your past? You still might qualify for a home loan.
5 min read
Jul 16, 2024
Peter G. Miller is a contributing writer at Bankrate. Peter writes about mortgage rates and home buying.
Have credit issues in your past? You still might qualify for a home loan.
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Imagine a mortgage with a fixed interest rate, but a monthly payment that varies.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
If the title search uncovers an issue, there can be considerable legal costs.