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How to get preapproved for a Bank of America credit card
Borrowers can get preapproved for Bank of America credit cards in order to see which offers you qualify for without hurting your credit.
Nouri Zarrugh is a senior editor at Bankrate who focuses on product reviews and comparisons. Since joining Bankrate in 2019, Nouri has written and edited hundreds of credit card reviews and led the development of methodologies for credit card scoring and point-and-mile valuations. His areas of expertise include credit card strategy, rewards programs and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more.
Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.
Before joining Bankrate, Nouri worked as a writer and editor in digital marketing and health care technology. Also a fiction writer, Nouri is a graduate of the Michener Center for Writers and won the Keene Prize for Literature.
Nouri wants you to know
When I first got into credit card rewards, I got a little carried away. I applied for a ton of cards and was constantly juggling them to make sure I was maximizing my points on every single purchase. I kept every receipt and even tracked my earnings in a spreadsheet. It was a fun hobby, but it got to be more trouble than it was worth.
Now I keep things simple and mostly just focus on earning rewards in a few key categories. I use one card for general purchases, one for dining, one card for travel, one for online shopping and one for groceries. That covers the vast majority of my spending and feels easy to manage. Sure, I’m leaving some rewards on the table, but I’d rather save myself some time and energy.
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Find a card based on where you spend most
Borrowers can get preapproved for Bank of America credit cards in order to see which offers you qualify for without hurting your credit.
The Hilton Honors American Express Surpass Card is a middle-of-the-road option for fans of the Hilton chain.
Robinhood’s first credit card promises terrific cash back — but what’s the catch?
Issuers can prequalify you for a card with only a soft credit inquiry.
What’s the difference between preapproved and prequalified? Learn the difference.
Compare the benefits and disadvantages of whether the Netspend Visa Prepaid Card to decide whether this prepaid card is the right choice for you.
In addition to earning extra cash back in categories such as auto, home, and health, this card allows you to convert credit card debt into a fixed-rate personal loan, making it a great choice for those who need to pay down debt and build their credit. However, there may be lower-interest options available if you are financing a large balance.
Frequent business travelers will enjoy the perks that come with this card, especially with the newest benefits catered toward popular business expenses.
The USAA Cashback Rewards Plus credit card is a great choice for military members and their families looking for steady cash back earnings.
Business owners who have a lot of expenditures in the bonus categories can benefit from owning the Ink Business Preferred Credit Card.
A solid rewards card for active duty military members.
Loyal flyers may find these benefits very valuable if they’re not as worried about Medallion Status, but the rewards are context-sensitive even within Delta.
The Venture X Business card’s flat-rate rewards program, generous travel perks and flexible spending limit should make it a lucrative option for small-business owners looking for a taste of luxury travel.
While it charges a high annual fee, this card is one of the only travel rewards options available with fair credit. Read our full review to see if it's worth it for you.
Learn more about the new Ally Everyday Cash Back Mastercard in an in-depth review of its pros, cons and its cash back rate.
It’s a lucrative card for food credits and valuable travel rewards on dining and U.S. supermarket purchases. However, it’s not the best for occasional travelers.
This premier Chase card could be stellar for travelers who value luxury perks, but its high annual fee makes it a costly choice if you only travel occasionally.
Its minimal costs and streamlined features better suit it as a supporting card, but Preferred Rewards status can make this one of the best flat-rate rewards business cards.
This cash back card is ideal for users seeking to do a lot of spending that isn’t specific to certain rewards categories.
The Bank of America Customized Cash Rewards Secured lets users build credit with up to 3 percent back in rewards and no annual fee.
As the pandemic continues to die down, more travel is expected and even encouraged by issuers. One example is Chase, which is now giving up to 18 interest-free months for cardholders to pay off travel [...]