Skip to Main Content

Nouri Zarrugh

Senior Editor, Credit Cards
Ribbon Icon EXPERTISE
  • Rewards credit cards
  • Travel credit cards
  • Credit card comparisons
  • Building credit
Education Icon EDUCATION
  • B.A. Comparative Religion, The University of Texas at Austin
  • M.F.A. Writing, The Michener Center for Writers, The University of Texas at Austin

About the author
Nouri Zarrugh is a senior editor at Bankrate who focuses on product reviews and comparisons. Since joining Bankrate in 2019, Nouri has written and edited hundreds of credit card reviews and led the development of methodologies for credit card scoring and point-and-mile valuations. His areas of expertise include credit card strategy, rewards programs and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more.

Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.

Before joining Bankrate, Nouri worked as a writer and editor in digital marketing and health care technology. Also a fiction writer, Nouri is a graduate of the Michener Center for Writers and won the Keene Prize for Literature.
Nouri wants you to know
When I first got into credit card rewards, I got a little carried away. I applied for a ton of cards and was constantly juggling them to make sure I was maximizing my points on every single purchase. I kept every receipt and even tracked my earnings in a spreadsheet. It was a fun hobby, but it got to be more trouble than it was worth.

Now I keep things simple and mostly just focus on earning rewards in a few key categories. I use one card for general purchases, one for dining, one card for travel, one for online shopping and one for groceries. That covers the vast majority of my spending and feels easy to manage. Sure, I’m leaving some rewards on the table, but I’d rather save myself some time and energy.
Nouri's recommended readings

How Bankrate rates credit cards
How much are credit card points and miles worth?
Find a card based on where you spend most

Nouri's latest articles

  • Best credit card bonuses for March 2025

    Whether you’re looking for miles to help pay for travel or cash back to fund a new purchase, the best credit card sign-up bonuses can help you make it happen.

    15 min read Mar 12, 2025
  • Capital One Venture Rewards Credit Card Review

    The Capital One Venture Rewards Credit Card is one of the best credit cards on the market if you want one of the easiest to manage travel rewards experiences available, but its new elite card sibling is likely a better value for many cardholders.

    15 min read Mar 11, 2025
  • Family preparing dinner and ordering groceries online

    Best Credit Cards of March 2025

    Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today.

    23 min read Mar 06, 2025
  • Best Citi Credit Cards of March 2025

    These are Bankrate's top picks for Citi credit cards to consider in 2025. Read our expert advice and compare the latest offers from Citi.

    15 min read Mar 05, 2025
  • Gemini Credit Card review

    Thanks to its low fees, redemption flexibility and everyday bonus categories, this card could be a great fit if you’re looking for a low-stakes way to get into crypto.

    5 min read Mar 05, 2025