![WLW couple with credit card](https://www.bankrate.com/2023/04/17130233/Cards_How-To-Use-Your-Grace-Period-To-Avoid-Paying-Interest1.jpg?auto=webp&fit=crop&width=230&height=150)
How your grace period lets you avoid paying interest on a credit card
A grace period is an interest-free period on your card balance.
Credit cards, building credit, credit card industry trends, history of credit and lending
Bachelor of Arts in political science with a minor in journalism and history from the University of North Carolina at Wilmington
Meredith Hoffman is a former personal finance writer covering credit card news and advice at CreditCards.com and Bankrate Credit Cards.
Originally from Columbia, South Carolina, Meredith received her bachelor's degree from the University of North Carolina at Wilmington. Before joining CreditCards.com in October 2019, Meredith worked as the news editor of Wilmington’s local newspaper, The Seahawk.
Meredith is passionate about making credit cards and personal finance more accessible for traditionally underrepresented groups such as women and minorities. She has written feature stories on discriminatory practices such as the pink tax, and has covered important issues like the impact of voting on fiscal policy.
How your vote can impact fiscal policy | CreditCards.com
New York ban on the pink tax goes into effect | CreditCards.com
Financial policy: what to expect from Biden, Harris | CreditCards.com
What is Equal Pay Day? | CreditCards.com
A grace period is an interest-free period on your card balance.
Credit cards are financial tools when properly used.
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