Master of Business Administration, William Paterson University
Bachelor of Science (Mass communication with an emphasis in print journalism), Illinois State University
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
About the author
Matthew Goldberg is a senior consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important personal finance decisions.
Nearly his entire career, since 1998, has either been as a reporter, editor or working in the banking and insurance industry. Matthew’s banking career includes being a banker in New York City and being a bank officer at one of the largest banks in the U.S. He first gained his experience with deposit products and auto loans while representing a Federal Deposit Insurance Corp. (FDIC) online bank.
His reporting career includes working as a staff reporter at two daily newspapers. He earned his first newspaper bylines in 1998. Matthew’s been interviewed on television news and radio stations across the U.S. Previously, he was a weekly panelist on the SportsWriter’s show on WGEM AM ESPN 1440 in Quincy, Illinois and an occasional co-host and call-in guest on WGEM SportsCenter.
Matthew’s writing has been honored by both the Illinois Associated Press Editors Association and the Illinois Press Association. His writing has also been featured online on MSN, Yahoo! Finance and in newspapers throughout the country.
Matthew beyond Bankrate
How top-yielding savings accounts are outpacing inflation in Seattle
Takeaways from America’s second-largest bank failure
What you should know about high yields at at robo advisor
Matthew Goldberg talks about how to utilize a three-paycheck month
Matthew wants you to know
It’s easy to get into a routine. But days turn into weeks and months turn into years. And every day you don’t have your savings in a high-yield savings account, you’re losing purchasing power by at least getting closer to keeping up with inflation. Over time, that really adds up.
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
Matthew's Picks
7 MIN READ
Best brokerage account bonuses in August 2024
Have some extra cash you want to invest? Brokerages are rewarding new clients.
8 MIN READ
Housing market heat shifts to Southeast
Metro areas in Georgia, Tennessee, Florida and North Carolina top the Housing Heat Index.
3 MIN READ
This index shows where you should buy a home, and where you’re better off renting
See which markets are more likely to reward renting over buying, and vice-versa.
5 MIN READ
Survey: Those hit financially by COVID-19 paying 4 times more in bank fees
Those hit financially by the pandemic saw average monthly charges for their checking account of $11.41.
The Salem Five Direct eOne Savings account had one of the highest second-tier APYs, which is currently at 1.91 percent APY. The eOne Savings account, which is available in all 50 states, only requires [...]
Western State Bank ranks as Bankrate’s best regional bank for the second straight year. It received high scores for its Free Checking account that keeps monthly checking service fees low and offers a [...]
First National Bank of America has three branches in Michigan and its headquarters is in East Lansing, Michigan. The bank’s Personal Checking account only requires a $100 minimum requirement to open [...]
BMO Harris has both a regional presence and it also offers online accounts. The bank operates more than 500 branches in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri and Wisconsin. Its [...]
Vio Bank currently offers a competitive annual percentage yield (APY) of 1.95 percent APY on its High Yield Online Savings account. In addition to this, you only need $100 to open the account. There’s [...]
UFB Direct consistently offers a high annual percentage yield (APY) on its High Yield Savings, which is currently up to 2 percent APY when you have a balance of $10,000 and above in the account. But only [...]
The HSBC Direct Savings account is an account available to nearly every saver with its low minimum to open the account. The savings account only requires $1 to open it and receive a high annual percentage [...]
Heritage Bank’s Carefree Checking account scored well because it doesn’t require a minimum balance. You also only need $100 to open an account. Heritage Bank, which has locations in Iowa, Minnesota [...]
Wells Fargo offers special and standard rate CDs. The special rates require you to deposit at least $5,000. The standard rates require you to deposit $2,500. You can also earn bonus rates on these CDs if you link a Wells Fargo Prime Checking or Portfolio Account.
Truist was formed out of the merger of BB&T and SunTrust to become one of the largest banks in the nation. Here’s what you need to know about its savings rates.
Citibank’s new account bonuses are very competitive. Just be sure you won’t need those funds any time soon – dropping your account balances early can not only disqualify you from the promotion, but it may also cost you money in the form of additional account service fees.