Top regional bank: OneWest Bank
OneWest Bank is a regional bank to consider if you live in Southern California. As a division of CIT Bank, OneWest has more than 60 branches available to customers. The Personal Checking account only requires [...]
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
Matthew Goldberg is a senior consumer banking reporter at Bankrate where he uses his more than 14 years of financial services experience to help inform readers about their important personal finance decisions. He's been a reporter at Bankrate since 2018.
Nearly his entire career, since 1998, has either been as a reporter, editor or working in the banking and insurance industry. Matthew’s banking career includes being a banker in New York City and being a bank officer at one of the largest banks in the U.S. He first gained his experience with deposit products and auto loans while representing a Federal Deposit Insurance Corp. (FDIC) online bank.
His reporting career includes working as a staff reporter at two daily newspapers. He earned his first newspaper bylines in 1998. Matthew’s been interviewed on television news and radio stations across the U.S. Previously, he was a weekly panelist on the SportsWriter’s show on WGEM AM ESPN 1440 in Quincy, Illinois and an occasional co-host and call-in guest on WGEM SportsCenter.
Matthew is currently a member of the Board of Governors at the Society for Advancing Business Editing and Writing (SABEW), which is the world's largest and oldest organization of business and financial journalists.
He chairs the organization's training member engagement committee and is the co-chair of SABEW's Finance Committee. He previously was the chair of the organization's investment task force.
He has served on conference planning committees and has been a Best in Business contest judge for the organization.
Matthew’s writing has been honored by both the Illinois Associated Press Editors Association and the Illinois Press Association. His writing has also been featured online on MSN, Yahoo! Finance and in newspapers throughout the country.
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
OneWest Bank is a regional bank to consider if you live in Southern California. As a division of CIT Bank, OneWest has more than 60 branches available to customers. The Personal Checking account only requires [...]
Texas Capital Bank returns to Bankrate’s best regional bank list. Its Smart Checking account scored highly for not charging a monthly maintenance fee. It also only requires a $100 to open an account. [...]
First National Bank of America has three branches in Michigan and its headquarters is in East Lansing, Michigan. The bank’s Personal Checking account only requires a $100 minimum requirement to open [...]
Umpqua Bank offers a checking account that doesn’t have a monthly maintenance fee. This account, the Embark Checking, only requires $25 to be opened. As long as you sign up to receive paperless statements, [...]
Valley National Bank returns to Bankrate’s best regional banks list. The bank has more than 200 branch locations in Alabama, Florida, New Jersey and New York. Valley’s All Access Rewards Checking account [...]
Heritage Bank’s Carefree Checking account scored well because it doesn’t require a minimum balance. You also only need $100 to open an account. Heritage Bank, which has locations in Iowa, Minnesota [...]
Sterling National Bank scored high for not having a monthly service fee on its Simple Checking account. This account doesn’t have a monthly fee if you enroll in electronic statements. One thing to be [...]
BMO Harris has both a regional presence and it also offers online accounts. The bank operates more than 500 branches in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri and Wisconsin. Its [...]
Here’s everything to know about the offers to see if they’re the right fit for you.