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What is a balance transfer — and is it a good idea for debt?
A balance transfer could be a helpful way to streamline your high-interest debt.
It’s never too late to start learning how to use credit cards the right way. Credit card anxiety is understandable but conquerable. No matter your history, you can always start finding confidence in your financial decisions.
— Madison Hoehn
Madison Hoehn is an editor on the Bankrate credit cards team. She’s passionate about making readers feel seen and meeting them where they are in their credit card journey.
Prior to her work at Bankrate, Madison wrote and edited content for BestColleges, specializing in alternative education such as coding bootcamps and trade schools. Her experience also took her to Viident Co., an independent publishing company, where she worked closely with authors on their upcoming books.
When she’s not editing words for Bankrate, she’s often following a Yoga with Adriene video or writing words of her own, as her life-long dream is to publish her novel.
Being an adult can be scary. Being a first-time homeowner, taking out a loan or starting new credit lines can be intimidating in today’s world. It can feel like you have a million different sources and “experts” telling you how to handle your finances and you don’t know how to cut through the noise.
The key to finding confidence in credit card usage is getting back to the basics. There’s a plethora of options to choose from, but determining who you are and what you value most in your life is a sure way to determine which card will work best for you. In a world with advice coming at you from all sides, it’s important for you to become an expert on you.
It’s never too late to start learning how to use credit cards the right way. Credit card anxiety is understandable but conquerable. No matter your history, you can always start finding confidence in your financial decisions.
— Madison Hoehn
A balance transfer could be a helpful way to streamline your high-interest debt.
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