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Liza Carrasquillo

Credit Cards Editor
Ribbon Icon EXPERTISE
  • Building credit
  • Credit card debt
  • Debt consolidation
  • Credit card comparisons
Education Icon EDUCATION
  • University of North Carolina Wilmington, Bachelor of Arts in Creative Writing

 
About the author
Liza Carrasquillo is an editor on the Bankrate credit cards team who focuses on providing accurate educational content to those at all stages of their credit card journey.

After graduating from the University of North Carolina Wilmington, Liza quickly dove into the world of journalism, where she wrote a variety of lifestyle articles, including home design, art, small business and travel articles, for those on a budget. She also worked for various clients in the personal finance realm, from certified public accountants to mortgage brokers and local banks, before moving back into journalism as an editor at NerdWallet. Liza brings her perspective and expertise from these positions to every article at Bankrate that she touches.

When not writing or editing, Liza can be found hanging out at the local dog bar with her rambunctious corgi or building custom terrariums for her reptiles at home.
Liza wants you to know
Growing up, finances were a difficult topic in my family. My parents drilled into me the dangers of credit cards — to the point where I was scared to use one until I was already an adult. But as I slowly learned more about them — about how they could help me build credit, earn rewards and handle an emergency — I realized that my fear was misplaced. I know how hard it can be to develop new financial habits, even if they’re good ones, which is why I’m passionate about helping others learn what the right credit cards can do for them.
Liza's recommended readings
How to build credit as a college student
What is a secured credit card and how does it work?
5 credit card strategies to help tame money-related stress

The first step to finding the right credit card is understanding your spending habits and credit history. Once you know that, you can find a card that works for your situation and helps you reach your financial goals.

— Liza Carrasquillo

Liza's latest articles

  • Choice Rewards World Mastercard® review

    The Choice Rewards World Mastercard’s best features are its low interest rate and $0 balance transfer fee — two standout features not found with traditional rewards cards.

    10 min read Dec 16, 2022
  • Milestone Mastercard Review

    It lacks the value rival credit-building cards offer. The high annual fee, low starting credit limit and few credit-building tools make it hard to justify.

    9 min read Dec 12, 2022
  • American Express Cash Magnet Card

    An easy-to-use, flat-rate rewards card with no annual fee and a modest rewards rate of 1.5% cash back on all purchases.

    8 min read Aug 31, 2022