Liz Bingler joined the Bankrate team in 2021 as a credit cards editor. Since then, she’s focused on producing reliable and educational content to help people better understand how credit cards and their rewards systems work, along with how they can be useful tools for building credit and paying off debt.
Before joining Bankrate, Liz worked as a freelance account manager, content manager, writer and editor for Prose Media, a content marketing agency based in New York. During her five-plus years at Prose, she wrote and edited content for 45 Prose clients in more than 20 industries, including clients in the financial services and fintech industries.
Liz has a B.A. in English Literature and Fiction Writing from the University of Pittsburgh. Outside of work, Liz loves long road trips and old movies, and she never leaves her home without a book — or three.
Everyone should have at least one credit card. If used responsibly, credit cards are helpful and easy tools for building and maintaining good credit — which is crucial for getting an apartment, mortgage or car loan. Utility companies, employers and insurers may also check your credit to gauge what kind of risk you are, too. Credit cards are also safer to use than debit cards since they have more fraud and purchase protections in place, and they can allow you to book a hotel room, rent a car and get gas for your car without a significant cash hold tying up your account.
The Hawaiian Airlines rewards program, HawaiianMiles, offers a way for people who travel frequently with the airline to earn rewards, free flights and elite status perks.
The Wells Fargo Reflect card has a number of perks, including no annual fee intro APR offers.
If you don’t travel enough to get a travel card, try a cash back card instead.
Select Petal 2 cardholders have been downgraded to a card with added fees.
The Chase Sapphire Preferred Card has a new welcome bonus worth 80,000 points.
You can carry a balance on a credit card, but not with a charge card.
We’ll break down the best cards with welcome offers of 100,000 points or more.
These cards can help you save on travel expenses without racking up fees.
Chase has partnered with Peloton to offer heightened rewards on purchases.
Balance transfer cards let you ditch debt at a faster pace due to their intro rates.
Pay It and Plan It features offer Amex cardholders flexible payment alternatives.
Credit card fraud is the second most common type of identity theft in the U.S.
Find out how this browser extension works and whether PayPal Honey is legit.
The U.S. Bank Altitude Go Card offers more cash back rewards than travel. With a fixed points value, this rewards card is best for U.S. Bank account holders.
Looking for a nearby Truist Bank location or ATM? Here’s how to find the closest ones.
Here’s everything you need to know about using PayPal as a bank account.
Finding the right business debt consolidation loan can help your business manage outstanding debt.
Here’s what you need to know about the kiddie tax, how it works and who pays it.
Like a journey of a thousand miles, paying debt begins with a single step.
The Best Western Rewards program features plenty of attractive benefits.
A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.