

Linda Bell
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26Years of experience
- Home affordability
- First-time homebuying
- Housing market
- Personal finance
- Bachelor of Arts, Print Journalism and English Literature, New York University
- Continuing education: Certified HELOC Specialist (NAMU)
- NMLS Mortgage Loan Originator education
- MLO SAFE Test
About the author
Linda Bell is a senior writer on Bankrate's Home Lending team, producing content around HELOCs, financing home renovations, home equity loans and more. Before joining Bankrate in 2024, she spent more than 20 years as a business and personal finance reporter and writer at organizations including Bloomberg, Fox Business and NerdWallet.
During the housing boom and bust of the 2000s, Linda appeared on hundreds of local television and radio stations providing insight on the stock market and housing industry. At NerdWallet, her focus was homeownership and mortgages, including the homebuying process, home affordability and mortgage management.
Linda is deeply committed to advocating for equal homeownership opportunities for everyone. Her investigative radio series “Minorities and the Housing Market” won numerous awards from the National Association of Real Estate Editors and the New York Association of Black Journalists.
Linda graduated from New York University with a Bachelor of Arts degree in Print Journalism and English Literature.
Linda beyond Bankrate
While you may have your heart set on buying a home, homeownership is not the right choice for everyone. It is important to weigh the pros and cons before making what will likely be the biggest purchase of your life.
— Linda Bell
Linda's Picks
Linda's latest articles
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What is a no-doc HELOC or home equity loan?
They could be an uncoventional borrower’s best shot for tapping their home’s value.
7 min read Feb 05, 2025 -
Are home equity loans tax-deductible?
The loan interest is — but only if you meet certain criteria.
5 min read Jan 30, 2025 -
Housing costs are at record highs — and so is homelessness. Here’s how they relate
It’s no coincidence. Unaffordable homes add up to people having no homes at all.
9 min read Jan 27, 2025 -
Can you sell your house if you still have a mortgage on it?
Can you sell your house even if you still owe money on your mortgage?
9 min read Jan 08, 2025 -
How to get a home equity loan with bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
11 min read Jan 08, 2025 -
Forecast: HELOC and home equity loan rates to fall further in 2025
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2025.
3 min read Jan 02, 2025 -
Home equity rates virtually unchanged pre-Thanksgiving Day
HELOC rates kept their 52-week lows, while home equity loans were steady.
2 min read Nov 26, 2024