The pros and cons of CD investing
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
6 min read
Jun 24, 2024
Libby Wells
Former Contributing writer, Credit Cards
Libby Wells is a former part-time editor at Bankrate. Previously, she was Bankrate's chief copy editor and a credit card reporter. Libby spent most of her career as a newspaper journalist and has more than 30 years of experience as a writer and editor.
Libby's latest articles
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What you should (and shouldn’t) store in a safe deposit box
Some items are good candidates for storage in a safe deposit box, but others aren’t.
7 min read Jun 24, 2024 -
Divorce and your mortgage: Here’s what to know
If the martial home has a lien on it, things can get complicated.
10 min read Jun 24, 2024 -
What is a debt-to-income ratio for a mortgage?
It varies, but generally, the lower the better. Here’s why.
7 min read Jun 07, 2024 -
What is ATM skimming and how do you protect yourself?
ATM skimming is a type of payment card fraud. Here’s everything you need to know.
5 min read May 31, 2024 -
Mortgages and loans to pay for home renovations
Financial tools to make that project happen — provided you pick the right one for your needs.
15 min read May 21, 2024 -
Pros and cons of credit unions
Evaluate the benefits and drawbacks to decide if a credit union is right for you.
4 min read May 16, 2024 -
What is an interest-only HELOC and how does it work?
It lets you borrow money and make minimal monthly repayments for a while. But it could shock you at the end.
8 min read Apr 22, 2024
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Selling a home in Minnesota
The median sale price of Minnesota homes has increased by nearly 8 percent over the past year. Here’s how to sell yours.
10 min read Oct 05, 2022 -
Buying a house in Minnesota: A how-to
From booming Minneapolis to the remote Canadian border, there’s a wide range of places to consider calling home here.
9 min read Oct 05, 2022 -
Buying a house in Massachusetts: A how-to
Buying a home in Massachusetts can put you in some of the most beautiful parts of New England. Here’s what you need to know.
10 min read Sep 09, 2022 -
What is an investment property?
It’s real estate purchased for a financial return. Here’s how to pick a money maker, vs a money pit.
5 min read Aug 26, 2022 -
Buying a house in Georgia: A how-to
Whether you want the big-city energy of Atlanta or a more laid-back Southern vibe, the Peach State can provide.
11 min read Aug 25, 2022