IRA vs. CD: What’s the difference?
You can invest in a CD. You don’t technically invest in an IRA. Here’s what else to know.
8 min read
Mar 21, 2025
Libby Wells
Former Contributing writer, Credit Cards
Libby Wells is a former part-time editor at Bankrate. Previously, she was Bankrate's chief copy editor and a credit card reporter. Libby spent most of her career as a newspaper journalist and has more than 30 years of experience as a writer and editor.
Libby's latest articles
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What is an electronic check (eCheck) and how does it work?
Electronic checks (eChecks) offer a digital alternative to traditional paper checks, allowing you to make payments directly from your checking account online. Learn how eChecks work, when to use them, [...]
3 min read Mar 14, 2025 -
Can a seller legally back out of a real estate contract?
Backing out of a real estate contract can have costly consequences.
5 min read Mar 10, 2025 -
What is a bounced check and how do you avoid it?
A bounced check is something that should be avoided. Here’s what you need to know.
6 min read Feb 24, 2025 -
Brick-and-mortar banks vs. online banks: Pros and cons
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
6 min read Feb 24, 2025 -
The pros and cons of CD investing
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
7 min read Feb 24, 2025 -
What is a debt-to-income ratio for a mortgage?
It varies, but generally, the lower the better. Here’s why.
6 min read Feb 20, 2025 -
How to open a bank account: a step-by-step guide
Follow these tips for the lowest fees and highest rates when opening an account.
4 min read Feb 18, 2025
