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Laurie Richards

Editor, Home Lending
  • 5
    years of experience
Ribbon Icon EXPERTISE
  • Homebuying
  • First-time homebuying
  • Mortgages
  • Mortgage refinancing
  • Mortgage relief
Education Icon EDUCATION
  • Bachelor of Arts, Binghamton University
  • Master of Arts, Binghamton University
  • Poynter ACES Intermediate Certificate in Editing, Poynter Institute for Media Studies

About the author
Laurie is an editor on Bankrate’s Home Lending team. She previously worked as a copy editor in the higher education space, including at BestColleges and Affordable Colleges Online. Prior to that, she worked in marketing and public relations at Binghamton University while earning her master's degree. She regularly writes a blog, Better By The Beat, to educate and empower the chronic illness community.

As an editor, Laurie’s universal goal is to create content that helps people cultivate and lead their best lives. When she's not editing for Bankrate, she enjoys reading, writing stories, blogging and exploring the beautiful outdoors of New York State.
Laurie wants you to know
Recently, my husband and I left behind the apartment life and bought our first house. One of my biggest tips for first-time homebuyers is to shop around and compare offers from at least three mortgage lenders. By doing so, we were able to lock in a lower rate with a local credit union offering a special deal, despite the high-rate environment. It's also helpful to draft a list of questions for each lender so you can easily compare your options and nail down the best fit for you. The homebuying process can seem overwhelming at times, but it's all worth it in the end when you get the keys to your new home!

Laurie's latest articles

  • New York Mortgage and Refinance Rates

    Looking for home mortgage rates in New York? View loan interest rates from local banks, NY credit unions and brokers, from Bankrate.com.

    8 min read Sep 01, 2022
  • Florida Mortgage and Refinance Rates

    Looking for home mortgage rates in Florida? View loan interest rates from local banks, FL credit unions and brokers, from Bankrate.com.

    8 min read Sep 01, 2022
  • New Jersey Mortgage and Refinance Rates

    Looking for home mortgage rates in New Jersey? View loan interest rates from local banks, NJ credit unions and brokers, from Bankrate.com.

    8 min read Aug 31, 2022
  • Georgia Mortgage and Refinance Rates

    Looking for home mortgage rates in Georgia? View loan interest rates from local banks, GA credit unions and brokers, from Bankrate.com.

    8 min read Aug 31, 2022
  • Ohio Mortgage and Refinance Rates

    Looking for home mortgage rates in Ohio? View loan interest rates from local banks, OH credit unions and brokers, from Bankrate.com.

    10 min read Aug 31, 2022
  • Michigan Mortgage and Refinance Rates

    Looking for home mortgage rates in Michigan? View loan interest rates from local banks, MI credit unions and brokers, from Bankrate.com.

    9 min read Aug 31, 2022