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Laurie Richards

Editor, Home Lending
  • 5
    years of experience
Ribbon Icon EXPERTISE
  • Homebuying
  • First-time homebuying
  • Mortgages
  • Mortgage refinancing
  • Mortgage relief
Education Icon EDUCATION
  • Bachelor of Arts, Binghamton University
  • Master of Arts, Binghamton University
  • Poynter ACES Intermediate Certificate in Editing, Poynter Institute for Media Studies

About the author
Laurie is an editor on Bankrate’s Home Lending team. She previously worked as a copy editor in the higher education space, including at BestColleges and Affordable Colleges Online. Prior to that, she worked in marketing and public relations at Binghamton University while earning her master's degree. She regularly writes a blog, Better By The Beat, to educate and empower the chronic illness community.

As an editor, Laurie’s universal goal is to create content that helps people cultivate and lead their best lives. When she's not editing for Bankrate, she enjoys reading, writing stories, blogging and exploring the beautiful outdoors of New York State.
Laurie wants you to know
Recently, my husband and I left behind the apartment life and bought our first house. One of my biggest tips for first-time homebuyers is to shop around and compare offers from at least three mortgage lenders. By doing so, we were able to lock in a lower rate with a local credit union offering a special deal, despite the high-rate environment. It's also helpful to draft a list of questions for each lender so you can easily compare your options and nail down the best fit for you. The homebuying process can seem overwhelming at times, but it's all worth it in the end when you get the keys to your new home!

Laurie's latest articles

  • 10/1 ARM Rates

    Looking for the lowest 10/1 ARM rates? Compare current 10 year ARM rates and find the best rate!

    8 min read Sep 12, 2022
  • Second Home Mortgage Rates

    Shopping for mortgage rates for a second home? Compare second home mortgage rates from Bankrate's wide selection of lenders today.

    8 min read Sep 09, 2022
  • Investment Property Rates

    Find and compare investment property mortgage rates and choose your preferred lender. Check rates today to learn more about the latest investment property rates.

    8 min read Sep 08, 2022
  • FHA Refinance Rates

    Compare FHA refinance rates. An FHA refinance loan is a refinance insured by the Federal Housing Association. Check our rates and lock in your rate.

    8 min read Sep 07, 2022
  • Utah Mortgage and Refinance Rates

    Looking for home mortgage rates in Utah? View loan interest rates from local banks, UT credit unions and brokers, from Bankrate.com.

    8 min read Sep 06, 2022
  • Conventional Mortgage Rates

    Find and compare conventional mortgage rates and choose your preferred lender. Check rates today to learn more about the latest conventional mortgage rates.

    6 min read Sep 03, 2022
  • Texas Mortgage and Refinance Rates

    Looking for home mortgage rates in Texas? View loan interest rates from local banks, TX credit unions and brokers, from Bankrate.com.

    9 min read Sep 01, 2022