NCUA: What it is and how it keeps your money at credit unions safe
The National Credit Union Administration is similar to the FDIC, which covers banks.
There are so many options when it comes to bank accounts for spending (checking), saving and even growing your money. Consider what is most important to you when it comes to choosing an account that is right for you.
— Kristen Kuchar
Kristen Kuchar is an editor at Bankrate with the Wealth team. She has written for personal finance publications for 15 years, covering a wide range of money topics throughout her career, including how to save money, debt management strategies and protecting your money while traveling. As a writer and editor, Kristen hopes to help create content that makes money and finances easier to understand, less stressful and genuinely beneficial. She strives to help readers reach their money goals whether it’s saving more money, getting out of debt or saving for retirement.
Outside of Bankrate, Kristen enjoys her other passions such as travel, food and beverage and hiking.
Regardless of your financial goals, creating a budget to know where your money is going is imperative. Once you have a better idea of your spending, you can choose to make cuts where you can or find creative ways to save on the things that matter most to you.
Kristen's recommended readings
There are so many options when it comes to bank accounts for spending (checking), saving and even growing your money. Consider what is most important to you when it comes to choosing an account that is right for you.
— Kristen Kuchar
The National Credit Union Administration is similar to the FDIC, which covers banks.
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Bankrate reviewed thousands of data points to determine the nation’s best banks. We gave the most weight to savings interest rates and low-cost or free checking accounts. Here are our picks for the best online banks.