How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
8 min read
Jan 17, 2024
Kenneth Chavis IV
Senior wealth advisor at Versant Capital Management
Kenneth Chavis IV is a Senior Wealth Advisor at Versant Capital Management, a $900 million wealth management firm founded in Phoenix, AZ. Versant provides investment management, wealth strategy, financial planning, and tax advice to business owners, wealthy families, and women experiencing life transitions. Versant's advisors serve clients as fee-only fiduciaries, with an emphasis on growing and preserving multi-generational wealth.
Kenneth's career in the wealth management industry spans nearly a decade. In prior roles he served business owners and entertainers as a Senior Wealth Manager at LourdMurray and previously served executives, business owners and medical doctors as a Financial Advisor at Empirical Wealth Management.
Kenneth's experience includes providing advanced financial planning, retirement planning, tax planning and investment management to equity-compensated executives, business owners and engineers with stock compensation at many Fortune 100 companies on the West Coast, including Intel, Microsoft, Nike, Alphabet (formerly Google), Apple and Amazon.
Kenneth has received multiple industry awards and recognition, including the InvestmentNews 40 under 40 in 2023, the Investopedia Top 100 Financial Advisor in 2022 and 50 Under 50 by the Association of African-American Financial Advisors in 2021 and 2020, recognizing the most outstanding and influential Black and African American financial professionals in the country.
Kenneth has been interviewed on national television on the topics of personal finance, investing and the economy. He has also been quoted in financial media publications including Wall Street Journal, CNBC, Business Insider, TIME, Nasdaq, MarketWatch, NerdWallet, Bankrate and MoneyGeek.
Kenneth is a CERTIFIED FINANCIAL PLANNER™ professional, holds a Certificate in Financial Planning from Boston University and earned a Bachelor of Science in Business Economics from Hawaii Pacific University, where he graduated summa cum laude.
Kenneth is a member of the Financial Planning Association of Greater Phoenix and an advisory member of the Association of African American Financial Advisors.
Connect with Kenneth on LinkedIn and follow him on Instagram at @good4yourmoney.
Kenneth's latest articles
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The newest fintech bank account is for the formerly incarcerated
Here’s why this challenger bank sees a need and an opportunity to win over a demographic that the financial system has ignored.
5 min read Jan 17, 2024 -
The best big banks of 2024
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
4 min read Jan 16, 2024 -
Roth 401(k) vs. 401(k): Which one is better for you?
The choice between a 401(k) and a Roth 401(k) depends a lot on your individual situation.
8 min read Jan 12, 2024 -
What is the SBA line of credit?
The SBA has several types of revolving and non-revolving lines of credit.
4 min read Jan 10, 2024 -
What to do after a hit and run in Nevada
Bankrate reviews what you should do after a Nevada hit-and-run accident.
6 min read Jan 10, 2024 -
What is a 403(b) plan and how does it work?
It’s like a 401(k), except for a different type of employee.
3 min read Jan 10, 2024 -
How to manage your money after you retire
The key issue for managing your money in retirement is ensuring you won’t outlive your savings.
9 min read Jan 10, 2024