
Should you refinance or trade in your car?
Both options can be good for different situations. Find out which is right for you.
Kellye Guinan is a Bankrate editor. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her around Chattanooga drinking bubble tea and lounging by the river. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
Find out if your new car could make you eligible for a $7,500 tax credit.
Car rental costs are based on the car, the rental company and where you’re renting.
These steps can help you succeed in buying a certified pre-owned car.
Fed hikes means higher rates — but there are still ways to save.
Prepare for high rates of inflation if you plan to buy a vehicle this season.
You can still get a decent rate without perfect credit.
Between financing, insurance, fuel and maintenance costs there’s a lot to consider.
Between low inventory, high prices and online dealerships, car buying looks different in 2025.