Julie Linton

Managing editor, Loans
  • 8
    Years of experience
Ribbon Icon EXPERTISE
  • Personal loans
  • Auto loans
  • Student loans
Education Icon EDUCATION
  • Bachelor of Arts, Oregon State University
  • Master of Arts, Publishing, Portland State University

About the author
Julie Linton leads Bankrate's Loan coverage. She works closely with editors and writers to produce content that helps readers make informed decisions about personal loans, student loans and auto loans. Before joining Bankrate, Julie worked for BestCollege.com, a site dedicated to helping college students navigate the complexities of higher education, including financial planning.

Julie lives in Portland, Oregon with her husband and dog, Birdie. In her free time, she can be found reading, running or doing yoga or hanging out at the dog park.
Julie wants you to know
Managing your finances can be an emotional journey. Knowledge and planning are the keys to making good decisions and taking control of your financial future.

Julie's Picks

Man looking at loan on tablet
9 MIN READ

Should I get a personal loan? Here are the pros and cons

Personal loans are a quick source of cash, but be careful how you use them.

12 MIN READ

How to get a personal loan in 9 steps

Borrowers have a few places to turn to for personal loans. Here’s what to know.

Smiling woman on laptop
12 MIN READ

10 alternatives to personal loans and who they’re for

Personal loans aren’t the only way to get a substantial amount of cash quickly.

Man in early 30s working in home office
9 MIN READ

The best ways to borrow money

You can save money if you borrow money wisely.

Julie's latest articles

  • Student Loan Refinance Rates

    When you refinance your student loans, you may qualify for a lower interest rate and a different repayment timeline, which could help you save money on interest or lower your monthly payments.

    14 min read Dec 22, 2023

  • Reach Financial Personal Loans: 2024 review

    Reach Financial is best for those who want to consolidate their debt. However, the lender doesn't disclose many of its eligibility requirements and loan details.

    6 min read Oct 18, 2023

  • Private Student Loan Rates

    See current private student loan rates and explore Bankrate’s expert picks for the best private student loans to help pay for college.

    12 min read Oct 06, 2021

  • Excellent Credit Personal Loan Rates

    An excellent credit score comes with many perks, including access to some of the best personal loan APRs available. Explore Bankrate’s expert picks for the best personal loans for excellent credit.

    12 min read Oct 06, 2021

  • Best student loans for bad credit in May 2024

    Even if you have bad credit or no credit, it's still possible to get a student loan. Bankrate examined lender fees, APR ranges and eligibility requirements to see which lenders kept costs as low as possible for bad-credit borrowers.

    12 min read Oct 06, 2021