
Homeowners choose minimal insurance due to rising rates. How risky is it?
Learn the risks of buying less home insurance than you need to save money.
Jessa Claeys is an insurance editor for Bankrate and holds a personal lines insurance license in the state of Colorado. She currently covers auto, home and life insurance with the goal of helping others secure a healthy financial future. Jessa has over a decade of experience writing, editing and leading teams of content creators. Her work has been published by several insurance, personal finance and investment-focused publications, including BiggerPockets, 401(k) Specialist, BP Wealth and more.
Jessa earned her master’s degree in journalism and mass communication from the University of Denver. When she’s away from her desk, you can find her climbing mountains, paddling lakes or watching live music.
Jessa wants you to know
Insurance can be complicated. Fortunately, consumers have access to more (free!) tools and information than ever before, so making an educated decision is within our reach. It’s well worth taking a few minutes now to learn how to protect your financial wellness for years to come.
The best approach to insurance is a proactive one. Don't wait until disaster strikes to figure out what coverage you do or don't have in place.
— Jessa Claeys
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