Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read
Apr 18, 2025
Jennifer Gorman
EXPERTISE
- Personal finance
- Banking
- Credit repair
Jennifer Gorman is a freelance writer with more than a decade of experience covering personal finance and insurance topics, most recently for Assurance IQ and Credit Karma. She specializes in helping readers make sense of complex financial subjects, from choosing the right insurance policy to the ins and outs of credit repair.
Jennifer's latest articles
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How to build credit fast
Know what steps to take to improve your credit score fast.
7 min read Apr 07, 2025 -
7 steps to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
5 min read Mar 26, 2025 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Feb 14, 2025 -
What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
7 min read Feb 13, 2025 -
Can you use AI for credit repair?
While it’s possible to use AI to help with credit repair research, you’ll need to take more steps.
5 min read Feb 07, 2025 -
How one person repaired her credit and turned her finances around
One woman worked on building a credit score after she moved from Europe.
5 min read Feb 06, 2025 -
How to clean up credit reports
It is a good practice to review your credit report annually for any inaccuracies.
6 min read Jan 28, 2025