Is Cred.Ai a good solution to help build your credit?
Cred.ai claims to offer a way for people to build credit with their debit card replacement.
5 min read
Jul 01, 2025
Jennifer Gorman
EXPERTISE
- Personal finance
- Banking
- Credit repair
Jennifer Gorman is a freelance writer with more than a decade of experience covering personal finance and insurance topics, most recently for Assurance IQ and Credit Karma. She specializes in helping readers make sense of complex financial subjects, from choosing the right insurance policy to the ins and outs of credit repair.
Jennifer's latest articles
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Can you remove hard inquiries from your credit report?
Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, unless identity theft has occurred.
5 min read Jun 30, 2025 -
What is a 609 dispute letter?
A 609 dispute letter can help you clean up errors on your credit report.
6 min read Jun 30, 2025 -
How to clean up credit reports
It is a good practice to review your credit report annually for any inaccuracies.
6 min read Jun 30, 2025 -
How eviction can affect your credit
Eviction indirectly affects your credit score depending on the collections matter.
6 min read Jun 30, 2025 -
How to build credit without a credit card
There are many ways to build up credit even if you don’t qualify for a credit card.
8 min read Jun 10, 2025 -
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
8 min read Jun 05, 2025 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Apr 18, 2025