![A man works from his computer at home](https://www.bankrate.com/2021/10/14094704/Tax-efficient-investing.jpeg?auto=webp&fit=crop&width=230&height=150)
Tax-efficient investing: 7 ways to minimize taxes and keep more of your profits
You have ways to legally reduce, defer or even eliminate taxes on your investment gains
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
You have ways to legally reduce, defer or even eliminate taxes on your investment gains
Sold an investment? The IRS wants a Schedule D.
It’s vital to set up alternative income streams for retirement – here’s how.
The tax advantages that come with a 529 plan can save your family lots of money.
Market capitalization is important for making informed decisions, managing expectations and building a portfolio.
REITs are on the rise. Here’s what you should know before investing.
Here are some of the best REITs for dividend income.
Investors like gold for many reasons, but it comes with a number of risks.
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
You can build wealth that may not have been achievable otherwise by wisely investing inheritance money.
Rising health care costs are one reason to keep saving and investing.
Not all states recognize domestic partnerships, meaning it pays to do some research.
Here are the key details of FINRA, some of its benefits and how it differs from the SEC.
What to know before buying or selling mutual funds.
The stock exchange is a vital and mystifying market but our guide will help to make it clearer.