![Young man with tattoos using a laptop and smiling](https://www.bankrate.com/brp/2023/09/06132247/Investments_Roth_IRA_conversion.jpg?auto=webp&fit=crop&width=230&height=150)
Roth IRA conversion: Here’s everything you need to know before converting
The Roth IRA can set you up with tax-free retirement income, but watch out for the pitfalls.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
The Roth IRA can set you up with tax-free retirement income, but watch out for the pitfalls.
Here are three ways to play the Nasdaq using ETFs and what to watch out for.
Properly executed stock repurchases are one of the best and lowest-risk ways to create value for shareholders.
Here are the largest cryptocurrencies by the total dollar value of the coins in existence.
The inflation protection on I bonds has caused quite a stir among savers, as inflation has skyrocketed.
It may take a lot of work on the front end to reap the benefits of these opportunities.
Here’s what to look for in a low-cost index fund and some of the cheapest funds on the market.
A financial aid advisor helps students negotiate the world of aid for education.
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
You can build wealth that may not have been achievable otherwise by wisely investing inheritance money.
Rising health care costs are one reason to keep saving and investing.
Not all states recognize domestic partnerships, meaning it pays to do some research.
Here are the key details of FINRA, some of its benefits and how it differs from the SEC.
What to know before buying or selling mutual funds.
The stock exchange is a vital and mystifying market but our guide will help to make it clearer.