Tesla slammed by lower Q1 sales — will the pain continue?
Consumers have been revolting, and Tesla has faced backlash around the world.
2 min read
Apr 02, 2025
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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5 ways to lose money on bonds
Think bonds are riskless? Think again. Here are five ways you can lose money investing in bonds.
3 min read Aug 25, 2022 -
Grantor trust: What it is and a guide to how the rules work
This revocable trust has all its income and deductions reported on the owner’s tax return. Learn more about how it works.
3 min read Aug 24, 2022 -
Sudden wealth syndrome: What it is and how to avoid it
With proper planning and the right approach, it’s possible to avoid sudden wealth syndrome.
3 min read Aug 18, 2022 -
Inflation may push Social Security COLA up around 10% in 2023
Surging prices could push next year’s Social Security COLA to 10%.
2 min read Aug 12, 2022 -
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Proxy voting: What it is and why it matters
Proxy voting is an important part of being an investor. Here’s what you need to know.
6 min read Aug 03, 2022 -
Beginner’s guide to investing in 3D printing
3D printing has gone from hobby to one of the fastest-growing industries.
7 min read Jul 25, 2022 -
Employee stock ownership plan (ESOP): What it is and how it works
ESOPs are a defined contribution plan with benefits for both the employer and employee.
5 min read Jul 15, 2022