Tesla slammed by lower Q1 sales — will the pain continue?
Consumers have been revolting, and Tesla has faced backlash around the world.
2 min read
Apr 02, 2025
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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How lawmakers propose easing Social Security funding concerns
While there’s still time to adjust funding for the program, it’s going to require major work and the cooperation of Washington lawmakers.
4 min read May 25, 2023 -
What is a bull market and what does it mean for investors?
The length of a bull market can vary widely — some just months, while others can last years.
5 min read May 18, 2023 -
What is a limit order in stock trading?
Limit orders can protect you, especially with small stocks.
4 min read Nov 10, 2022 -
Load vs. no-load mutual funds: What’s the difference?
It’s important to understand how a sales load on a fund can impact your overall real returns.
3 min read Sep 20, 2022 -
A retiree’s guide to hosting on Airbnb
Here’s how you can stay safe and maximize your profits by becoming a home sharing host in retirement.
6 min read Sep 06, 2022 -
ETFs vs. ETNs: What’s the difference?
Here are what ETFs and ETNs are and some of the key differences between them.
3 min read Aug 31, 2022 -
How to invest in mutual funds
Mutual funds can be an essential tool for achieving long-term wealth. Here’s how to invest in them.
5 min read Aug 29, 2022 -
Securities and Exchange Commission (SEC): What it is and how it regulates financial markets
The agency maintains confidence in America’s financial markets worth more than $100 trillion.
4 min read Aug 25, 2022