Cost-conscious investor? Charles Schwab, Fidelity add hundreds of commission-free ETFs
Investors can benefit from lower costs and an increased choice of funds.
2 min read
Feb 15, 2019
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Slack’s offbeat IPO: 4 things to watch out for
This isn’t your typical IPO and that means more risk for investors.
5 min read Feb 13, 2019
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Want to maximize your retirement savings? Do these 7 things to get there
Consider these seven tips to help get your retirement savings on track.
5 min read Dec 19, 2024 -
Dividend stocks: What they are and how to invest in them
These cash payments can account for a significant portion of investors’ total return over time.
6 min read Dec 16, 2024 -
8 ways to get free financial advice
If you can’t afford an advisor, you still have places you can look first for free or cheap advice.
5 min read Dec 16, 2024 -
6 best investments for beginners
Here are some helpful tips on where to consider putting your money if you’re just starting out.
6 min read Dec 06, 2024 -
15 part-time jobs for retirees
You can earn extra money and still enjoy retirement. Check out the possibilities.
5 min read Dec 06, 2024 -
9 biggest 401(k) mistakes to avoid
Don’t make these errors when using a 401(k) to save for retirement.
5 min read Nov 20, 2024 -
Stock market holidays in 2024: US markets are closed on these days
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
1 min read Nov 11, 2024 -
What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
3 min read Nov 04, 2024