Survey: Nearly one-third of Americans dealing with lower income due to coronavirus outbreak
Half of those same households report having taken on more debt.
7 min read
May 13, 2020
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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3 types of coronavirus scams to watch out for
Scammers are looking for any possibility to trick you into revealing your personal financial details.
6 min read Apr 17, 2020 -
Survey: Majority of Americans have cut their spending because of coronavirus concerns
Additionally, most investors intentionally left their investments alone as volatility increased.
3 min read Mar 31, 2020 -
Winners and losers from the Fed’s emergency rate cut
Here’s who stands to benefit the most from plunging interest rates.
5 min read Mar 15, 2020 -
Morgan Stanley snaps up E-Trade in a play for Main Street investors
Here’s what customers can expect if the deal goes through.
2 min read Feb 20, 2020 -
Citi unveils new low-cost robo-adviser and it’s free for some customers
Does Citi’s new robo-adviser offering make sense for your investments?
3 min read Jan 30, 2020 -
Survey: 43% of Americans think their financial situation will get better in 2020
And these are the reasons why they are optimistic about their finances.
4 min read Jan 16, 2020 -
Survey: More than half of American workers say they are behind in saving for retirement
Everyone wants their golden years to be golden. But saving for them is another thing.
5 min read Nov 21, 2019
