Second stimulus check: Here’s why this new proposed round of $1,200 payments could be easier to get
The HEROES Act is back, but it could be a non-starter for some Republicans.
2 min read
Oct 01, 2020
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Survey: Top economists see unemployment rate holding above pre-pandemic levels into 2021
While economists were more optimistic, they weren’t without doubts about the risks to the outlook.
7 min read Oct 01, 2020 -
Survey: Nearly half of Americans say their top financial priority is getting caught up or staying current on bills
About 46 percent of Americans name paying bills as their top priority.
4 min read Sep 23, 2020 -
Cheap mortgages are flooding the bond market, creating higher-paying investments
Just like the supply of mortgages, the supply of these bonds is surging.
4 min read Sep 18, 2020 -
Second stimulus check: How much money could you get?
The plan includes direct aid to taxpayers: $1,200 to individuals and $500 per child and dependent adult.
3 min read Sep 16, 2020 -
Which presidential ticket will be better for your personal finances?
A new Bankrate survey finds voters are split.
8 min read Sep 09, 2020 -
Survey: Nearly 3 times as many Americans say they have less emergency savings versus more since pandemic
The study shows that the number of Americans with less emergency savings has ballooned since the crisis began.
4 min read Aug 20, 2020 -
Trump’s payroll tax cut? It’s actually a deferral
And here’s how Trump’s payroll tax holiday could affect Social Security.
3 min read Aug 10, 2020
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9 biggest 401(k) mistakes to avoid
Don’t make these errors when using a 401(k) to save for retirement.
5 min read Nov 20, 2024 -
Stock market holidays in 2024: US markets are closed on these days
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
1 min read Nov 11, 2024 -
What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
3 min read Nov 04, 2024 -
Elon Musk in 2024: What to know about the world’s richest person
Learn which investments helped make Elon Musk the richest person in the world.
8 min read Nov 04, 2024 -
What to do if your Social Security payment is late
Is your Social Security check late? Here’s what to do.
2 min read Oct 29, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
4 min read Oct 24, 2024 -
Warren Buffett: Top investing lessons and advice from Berkshire’s legendary CEO
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
8 min read Oct 22, 2024 -
What is Bitcoin mining and how does it work?
Here are the basics on how Bitcoin mining works and some key risks to be aware of.
5 min read Oct 21, 2024