Ethereum 2.0: How the Ethereum Merge affects you
The Merge is a long-awaited change to the Ethereum system, making it much more efficient.
3 min read
Aug 18, 2022
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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7 upcoming IPOs to watch in the second half of 2022
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What is multi-level marketing?
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Survey: 4 top tips to protect your portfolio against a recession
Here’s what the pros say you can do to protect your money.
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Survey: Top analysts see rebounding stock market over the coming year
Overall, these market watchers expect the S&P 500 to climb back above 4,000 in the next year.
7 min read Jun 29, 2022 -
Bitcoin and crypto prices are extremely volatile — What to do when they’re crashing
With crypto markets in free fall, here are five things investors should do now to manage risk.
5 min read Jun 13, 2022 -
How to buy McDonald’s stock
Here’s how to buy shares of McDonald’s stock and what to consider before you buy.
4 min read Jun 02, 2022
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9 biggest 401(k) mistakes to avoid
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Stock market holidays in 2024: US markets are closed on these days
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1 min read Nov 11, 2024 -
What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
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Elon Musk in 2024: What to know about the world’s richest person
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8 min read Nov 04, 2024 -
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2 min read Oct 29, 2024 -
Best time of the year to retire for tax purposes
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Warren Buffett: Top investing lessons and advice from Berkshire’s legendary CEO
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What is Bitcoin mining and how does it work?
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