5 key benefits of having multiple brokerage accounts
You can get a better overall product without leaving money on the table.
5 min read
Sep 12, 2023
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Estate planning and cryptocurrency: 5 tips for leaving your digital assets to someone else
Here are five tips for cryptocurrency owners as they’re planning their estate.
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Here’s how to check if your 401(k) plan is too conservative and what you can do to fix it.
6 min read Sep 07, 2023 -
Evaluating an early retirement offer: What to consider before accepting one
Here are some of the key things you need to know to make the best choice possible for yourself.
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401(k) investments to maximize your portfolio
Here’s how to build a portfolio that fits your financial goals.
8 min read Sep 06, 2023 -
Top 10 highest-priced stocks
It’s fun to look at high stock prices, but the fact is, a stock’s price doesn’t tell you much by itself.
5 min read Sep 01, 2023 -
These are the biggest mistakes people make with Social Security
Try to avoid these mistakes to help keep your retirement on track.
5 min read Aug 31, 2023 -
The OTC markets: A beginner’s guide to over-the-counter trading
OTC markets offer the chance to find hidden gems, but the potential to be stuck in a scam stock.
4 min read Aug 31, 2023
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9 biggest 401(k) mistakes to avoid
Don’t make these errors when using a 401(k) to save for retirement.
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Stock market holidays in 2024: US markets are closed on these days
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
1 min read Nov 11, 2024 -
What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
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Elon Musk in 2024: What to know about the world’s richest person
Learn which investments helped make Elon Musk the richest person in the world.
8 min read Nov 04, 2024 -
What to do if your Social Security payment is late
Is your Social Security check late? Here’s what to do.
2 min read Oct 29, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
4 min read Oct 24, 2024 -
Warren Buffett: Top investing lessons and advice from Berkshire’s legendary CEO
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
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What is Bitcoin mining and how does it work?
Here are the basics on how Bitcoin mining works and some key risks to be aware of.
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