New Series I bond rate rises to 5.27% – Is it a good time to buy?
The new rate applies to bonds issued between November 2023 and April 2024.
2 min read
Nov 01, 2023
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Do I need a financial advisor for Social Security?
Here’s how an advisor can help you make smart choices with Social Security.
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Is there real magic in the market? Unmasking the Halloween Effect
Here’s how the Halloween Effect works and what returns you might expect.
5 min read Oct 30, 2023 -
Best ETFs for rising interest rates
With interest rates rising, potentially for years, these ETFs may be well-positioned to thrive.
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Young Americans remain optimistic on retirement, try to avoid fate of older generations
With smart planning, young Americans can vastly improve their financial security.
6 min read Oct 19, 2023 -
3 not-so-secret accounts where you can stash even more money for retirement
Here are three options for saving even more for retirement each year.
4 min read Oct 18, 2023 -
Best investments to own coming out of a recession
Many investors are considering what to invest in if a recession does arrive.
8 min read Oct 18, 2023 -
Robo-advisors vs. financial advisors: How to decide which is best for you
The industry has begun to embrace robo-advisors, merging their automation with traditional financial advice.
5 min read Oct 17, 2023
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9 biggest 401(k) mistakes to avoid
Don’t make these errors when using a 401(k) to save for retirement.
5 min read Nov 20, 2024 -
Stock market holidays in 2024: US markets are closed on these days
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
1 min read Nov 11, 2024 -
What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
3 min read Nov 04, 2024 -
Elon Musk in 2024: What to know about the world’s richest person
Learn which investments helped make Elon Musk the richest person in the world.
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2 min read Oct 29, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
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Warren Buffett: Top investing lessons and advice from Berkshire’s legendary CEO
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
8 min read Oct 22, 2024 -
What is Bitcoin mining and how does it work?
Here are the basics on how Bitcoin mining works and some key risks to be aware of.
5 min read Oct 21, 2024