3 ways to know if your 401(k) portfolio is too conservative
Here’s how to check if your 401(k) plan is too conservative and what you can do to fix it.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
Here’s how to check if your 401(k) plan is too conservative and what you can do to fix it.
Here are some of the key things you need to know to make the best choice possible for yourself.
Short selling is straightforward in theory, but it presents different costs and risks from going long.
Here’s how to build a portfolio that fits your financial goals.
Those claiming spousal benefits received an average check of $839.
It’s fun to look at high stock prices, but the fact is, a stock’s price doesn’t tell you much by itself.
Financial advisors and wealth managers overlap in some ways, but each offer a number of different services.
Try to avoid these mistakes to help keep your retirement on track.
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
You can build wealth that may not have been achievable otherwise by wisely investing inheritance money.
Rising health care costs are one reason to keep saving and investing.
Not all states recognize domestic partnerships, meaning it pays to do some research.
Here are the key details of FINRA, some of its benefits and how it differs from the SEC.
What to know before buying or selling mutual funds.
The stock exchange is a vital and mystifying market but our guide will help to make it clearer.