How to manage your money after you retire
The key issue for managing your money in retirement is ensuring you won’t outlive your savings.
9 min read
Jan 10, 2024
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
-
-
How to withdraw retirement funds: Learn 9 smart ways
Here’s how to keep your savings from getting eaten up by taxes and other costly tax traps.
7 min read Jan 10, 2024 -
7 upcoming IPOs to watch in 2024
Here are some of the most anticipated IPOs for 2024.
4 min read Jan 10, 2024 -
5 sure-fire signs of a stock market bubble
It’s easy to get caught up in the euphoria, but it’s important to recognize when to tread carefully.
9 min read Jan 09, 2024 -
Saving for retirement when you’re in your 40s
Don’t let big expenses like a child’s college tuition thwart your savings goals.
6 min read Jan 09, 2024 -
How to roll over a 529 plan to a Roth IRA
Here are the details on converting a 529 plan to a Roth IRA.
3 min read Jan 09, 2024 -
How to invest in real estate in 2024
Consumers have a variety of ways to invest in real estate, including many options beyond just becoming a landlord.
11 min read Jan 09, 2024 -
Market order vs. limit order: How they differ and which type is best to use
Your choice of market order or limit order depends on the specific circumstances of the trade.
4 min read Jan 08, 2024
-
9 biggest 401(k) mistakes to avoid
Don’t make these errors when using a 401(k) to save for retirement.
5 min read Nov 20, 2024 -
Stock market holidays in 2024: US markets are closed on these days
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
1 min read Nov 11, 2024 -
What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
3 min read Nov 04, 2024 -
Elon Musk in 2024: What to know about the world’s richest person
Learn which investments helped make Elon Musk the richest person in the world.
8 min read Nov 04, 2024 -
What to do if your Social Security payment is late
Is your Social Security check late? Here’s what to do.
2 min read Oct 29, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
4 min read Oct 24, 2024 -
Warren Buffett: Top investing lessons and advice from Berkshire’s legendary CEO
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
8 min read Oct 22, 2024 -
What is Bitcoin mining and how does it work?
Here are the basics on how Bitcoin mining works and some key risks to be aware of.
5 min read Oct 21, 2024