2024 HSA contribution limits: Key numbers to know
An HSA provides you key tax advantages, including the potential for a triple tax benefit.
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
An HSA provides you key tax advantages, including the potential for a triple tax benefit.
It comes down to whether you prefer a tax break today or in the future.
You don’t have to be a scholar to understand that college is only becoming even more expensive.
A fund with a high expense ratio could cost you 10 times – maybe more! – what you might otherwise pay.
Here’s what a wash sale is and how to easily avoid it while securing your tax write-off.
Borrowing from your 401(k) is risky, but may be worth it depending on your situation.
Buffett’s wisdom seems so commonsense and practical, and yet it can lead to great wealth.
Here’s what you need to know about Reddit’s unusual IPO, including some key risks.
When is the stock market closed? Here’s a list of days when the major exchanges observe holidays.
Here’s what else you should know about Warren Buffett, his investment approach and largest holdings.
You can build wealth that may not have been achievable otherwise by wisely investing inheritance money.
Rising health care costs are one reason to keep saving and investing.
Not all states recognize domestic partnerships, meaning it pays to do some research.
Here are the key details of FINRA, some of its benefits and how it differs from the SEC.
What to know before buying or selling mutual funds.
The stock exchange is a vital and mystifying market but our guide will help to make it clearer.