
How to pay off student loans with a credit card
You can use a credit card to pay off student loans, but it’s not an easy process.
India is an Editor and joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India Davis wants you to know
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
India Davis’ recommended readings
Don’t Buy the Exercise Bike
Feeling Broke in a Bad Economy? How to Cope
Best Eco-Friendly Credit Cards
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
Are you more interested in a rewards program or a longer intro APR offer?
Can you cancel a credit card application? Yes, but only if it’s pending a decision.
If you’re paying for a large purchase with a credit card, use a card with a low APR or a generous rewards system.
A business credit card could impact your personal credit.
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
Which is the better balance transfer card?
The right flexible rewards credit card program for you depends on your spending style and desired redemptions.
The Citi Double Cash has a simple rewards structure that offers great value on everyday spending.